🛡️ Privacy Summary (TL;DR)
We don't collect, store, or transmit any of your personal data. All calculations happen locally in your browser. We have no user accounts, no tracking, and no data to sell.
1. What Data We Collect
Short answer: None.
When you use our EMI calculator:
- Your loan amount, interest rate, and other inputs are processed entirely in your browser
- No data is sent to our servers
- No data is stored anywhere
- No cookies are used for tracking
- No user accounts or logins
2. How the Calculator Works
RinMukt is a client-side application. This means:
- All JavaScript code runs in your browser
- Calculations are performed on your device
- Once the page loads, you can even use it offline
- We have no ability to see what numbers you enter
3. Hosting & Server Logs
Our website is hosted on Hostinger. Like most web hosts, their servers may automatically log:
- IP addresses of visitors
- Browser type and version
- Pages visited and timestamps
These logs are maintained by the hosting provider for security and performance purposes. We do not access or use these logs for any tracking or marketing purposes.
4. Third-Party Services
We do NOT use:
- ❌ Google Analytics or any analytics service
- ❌ Facebook Pixel or any social tracking
- ❌ Advertising networks
- ❌ Third-party fonts (we host fonts locally)
- ❌ CDNs that might track users
📝 External Links
Our website may contain links to external sites (e.g., bank websites). We are not responsible for the privacy practices of these external sites. Please review their privacy policies separately.
5. Cookies
We do not use cookies for tracking. The only cookies that may be set are:
- Essential cookies required by our hosting provider for security
- No advertising cookies
- No analytics cookies
6. Children's Privacy
Our calculator is a general-purpose financial tool. We do not knowingly collect any information from children under 13 years of age. Since we collect no personal information from any user, this concern does not apply to our service.
7. Data Security
Since we don't collect data, there's nothing to secure or breach. Your financial information stays on your device and is never transmitted to us.
- ✅ All connections use HTTPS (encrypted)
- ✅ No database of user information exists
- ✅ No payment processing
8. Your Rights
Under privacy laws like GDPR and India's Digital Personal Data Protection Act:
- Right to Access: We have no data about you to access
- Right to Delete: We have no data about you to delete
- Right to Portability: We have no data about you to port
Simply put: because we collect nothing, there's nothing to worry about.
9. Changes to This Policy
If we ever change our privacy practices (which would be unlikely given our commitment to privacy), we will update this page with a new "Last Updated" date.
10. Contact Us
If you have questions about this privacy policy, contact:
Anup Choudhary (Creator & Owner)
📧 Email: achaudhary7@gmail.com
📍 Location: Pune, India